Office of Financial Assistance

Financial Aid and Financial Assistance at Clark University

Questions and Answers

What is Clark's tuition?
For tuition and fee expenses please visit the Student Accounts website or contanct contact your Student Account Counselor in the Office of Student Accounts at 508-421-3801
 
What items are due and when?
New students: Can review financial aid application deadlines and requirements here, Applying for Financial Aid first year students.
Returning Students: the Clark Application, FAFSA, and any other requested materials are due in our office by March 1. These forms can be found on our website.
       After the deadlines, the Financial Assistance Staff will begin to review completed and valid applications.
You may be required to submit additional forms and/or provide additional information before your award can be determined. New Students will be notified via their admissions portal or email, returning students will need to review their CUWEB portal. In both cases, please notify your parent or guardian of the inforamtion needed, as soon as possible.
 
What is Clark's school code for the FAFSA and the CSS Profile?
The FAFSA code is 002139; the campus code is 00.
        The CSS Profile code is 3279
 
My parents are divorced, separated or were never married to one another. Does my non-custodial parent have to complete the College Board's Non-custodial Profile?
Yes. First time financial aid applicants will need to remit the Non-custodial parent profile. The Non-custodial parent profile is not required for returning students unless specfically requested by our office.

Top

 

My parent is self-employed or owns a farm. Do I need to submit a Clark University Business/Farm Addendum Form?
Unless it is specifically requested by our office, the Business/Farm Addendum is not required for returning students.
 
What if my application items are turned in late?
If you apply for financial aid after the deadline, you may still be eligible for federal funds. Clark and state funds, however, are very limited. Filing late may affect your eligibility for these funds.
 
What if my application is not complete?
Application's for finanical aid are reviewed when all the completed requested materials have been received. Studens can review their CUWEB portal to determine what our office needs to review your request for financial aid. Tthe student is notified what is required to be remitted to our office for consideration of financial aid and is responsible for advising theor parent or guardian what is needed. Applcations completed after the deadline are subject to delay in awarding and can incur irreversible late-fee charges on their bills.

Top

When will I receive notification of my award?
Providing all requested documents have been received by our office by the established deadlines, returning students should receive notification their awards have been posted to their CUWEB portal no later than the end of June. Fall bills are due in July and Spring bills are due in December. Applcations completed after the deadline are subject to delay in awarding and can incur irreversible late-fee charges on their bills
 
I understand that I will need to contribute at least part of my total expenses. How is my expected contribution determined?
The expected family contribution (EFC) is an estimate of how much of your educational expenses you (and/or your family) are expected to absorb. The family contribution is not the bottom line bill, or a prediction of how much cash you actually have on hand; neither is it a value judgment about how much your family ought to have available from their current income, or a measure of your liquidity. Rather, it is an estimate of your capacity over time to absorb some of the cost of education. The EFC generally expects a strong financial commitment on the part of the student proportional to his/her income. We estimate how much you can be expected to contribute (relative to other students), but make no assumptions about how you will finance that contribution. In fact, you have choices about how to do that and Clark's Office of Financial Assistance can assist you by suggesting a variety of programs of payment plans and student loans. You can review options on our web page.

Top

How will my financial aid be renewed?
Clark University is committed to the renewal of financial aid for applicants who received aid as entering students. Aid will be renewed upon receipt and review of a complete and timely application. The amount of aid will vary with the applicant's eligibility and the availability of funds. Eligibility varies with the changes in a family's income, assets, and number of family members enrolled in at least half time basis in undergraduate school.
 
Does my or my parent's debt factor into my award?
Consumer debt, such as car loans and credit card bills, do not have any bearing on your financial aid award.
 
My parent is a full-time student. Can that be considered in my aid package?
Under both federal and institutional guidelines, parents in college are not counted as family members enrolled in college.

Top

My sibling is a student. Can that be considered in my aid package?
Dependent siblings under the age of 24 studying in an undergraduate degree-granting program at an accredited college or university will be counted as family members in college for both federal and institutional aid calculations.
 
Siblings enrolled in a graduate degree program at an accredited college or university will be counted as family members in college for federal calculations but not institutional aid calculations.
 
Do academics play a part in determining my financial aid award?
Yes. Students receiving financial aid of any type (including parent loans and most private educational loans) are expected to remain in good academic standing and are required to make Satisfactory Academic Progress (SAP) toward their degree. Satisfactory academic progress is defined by regulations of the U.S. Department of Education as “proceeding in a positive manner toward fulfilling requirements.”
 
Full-time bachelor's degree candidates must maintain a 2.0 cumulative grade point average each year. In addition, students must successfully complete at least five courses their first year; six courses their second year; and seven courses each year thereafter. Full-time undergraduate students receiving financial aid have a maximum of six years to complete a four-year degree program.
Evaluation of satisfactory academic progress is made each year, following two consecutive terms of enrollment. Students who are not making progress are no longer eligible for financial assistance through either federal, state or institutional funds. Additionally, we are not able to certify any private educational loans that require Satisfactory Academic Progress for certification. Students are able to submit an appeal to the Director of Financial Aid, and if it is granted the student will be placed on one semester of financial aid probation.  For more details on the Satisfactory Academic Progress Policy, please refer to "A Guide to Your Financial Aid Award" 
 
How can I be considered an independent student?
Many students would prefer to be considered independent for financial aid purposes because their parents choose not to help them financially with college, do not claim them on their tax return, or because the students live apart from their parents. However, the criteria for establishing independence for financial aid are very strict. According to federal guidelines, a student applicant is considered independent of his/her parents for financial aid purposes only when he/she is able to answer, "yes" to one or more of the following questions:
  • Are you 24 years of age or older?
  • Are you married?
  • Are you a graduate or professional student?
  • Do you have legal dependents other than a spouse?
  • Are you a veteran or an individual currently serving on active duty in the US Armed Forces?
  • At any time since you turned 13, were both your parents deceased, were you in foster care or were you a dependent or ward of the court?
  • Are you or were you an emancipated minor as determined by a court in your state of legal residence?
  • Are you or were you in legal guardianship as determined by a court in your state of legal residence? 
  • At any time on or after July 1, 2011, did your high school or school district homeless liaison determine that you were an unaccompanied youth who was homeless?
  • At any time on or after July 1, 2011, did the director of an emergency shelter or transitional housing program funded by the US Department of Housing and Urban Development determine that you were an unaccompanied youth who was homeless?
  • At any time on or after July 1, 2011, did the director of a runaway or homeless youth basic center or transitional living program funded by the US Department of Housing and Urban Development determine that you were an unaccompanied youth who was homeless or were self-supporting and at risk for being homeless?

Under extenuating circumstances, federal guidelines allow a Financial Aid Administrator to override the applicant's status as a dependent student on a case-by-case basis, making him/her independent for financial aid purposes. (Please note that severe circumstances do not include a parent's unwillingness to provide financial information needed to complete the FAFSA, refusal to contribute towards college expenses, or the student demonstrating that he/she financially supports him/herself.) Contact our office for more information.

If I was not awarded federal work-study, can I still work on campus?
Yes. Students who have not been awarded federal work-study funds may still work on campus. Note earnings from on campus employment or federal-work study awards are not deducted from the bill. Review the FAQ on the Student Employment web page.

Top

I've received work-study part of my award, am I assigned a job or do I apply for one?
An award of work-study is an opportunity for you to obtain an on-campus job. All available jobs are posted on the job directory. You apply for positions that interest you and fit your class schedule. You will receive a pay check for the hours you work. Work-study is not deducted from the bill. Students who are offered work-study are not obligated to work. Some Clark students earn all of their allotments, some just part of their allotments, and still others choose not to work on campus. When an offer of work-study assistance is made, Clark University does not guarantee a student will earn his/her full allotment nor does it guarantee a job opportunity.  Visit the Student Employment overview page for more information.
 
If I receive outside scholarships (E.G.: Women's Club, High School Scholarship) or my parent has an employee tuition benefit, will this affect my financial aid award?
 
Your financial aid award at Clark may have been based on the assumption that you will not receive aid from non-Clark sources, if you did not report these resources on the CSS profile or notify our office directly. If you do receive outside scholarships from outside resources, we may revise our offer of financial aid.
 
Clark University's policy for these adjustments is as follows:
                   - For scholarships based on the student's merit, outside funds may first fill unmet need as calculated by Clark University.
             Any remaining outside funds will go first to reduce the student's self-help aid (Federal Work-Study the loans).
                     Any remaining outside funds will then reduce Clark grant dollar-for-dollar.
 
Scholarships that are not meritorious like tuition subsidies based on parent's employment, federal or state grants Clark Univerity's Policy for these adjustments is as follows:
                  - The Clark University Grant aid will be reduced dollar-for-dollar

        Copies of all Scholarship awards need to be provided to both the Financial Assistance and Student Accounts Office as soon as you are notified of the award, to provide you the best possible information  about how these awards can impact your financial aid award and bill. Clark reserves the right to make adjustments at any point during the semester.

 
How will participating in a Study Abroad Program affect my aid award?
Students studying in a “Clark program” will receive their usual aid package, with the exception of federal work-study.
Students studying in a “Non-Clark program” will receive only their Federal Stafford Loans and Federal Pell Grant, if applicable. You can review the Study Abroad FAQ for answers to your questions

Top

Will my financial aid award change if I move into an off-campus apartment?
Unless you have indicated that you are living at home with your parents and commuting to Clark, your financial aid award is based upon the premise that you are incurring living expenses such as room and board or rent and groceries. Therefore, whether you are living in an on-campus residence hall or an off-campus apartment and whether or not you are participating in the meal plan, your aid will remain the same.
 
Can I apply for financial aid for summer classes?
In most cases, there are not any summer financial assistance programs for full-time students enrolled in the Undergraduate daytime program. However, some students may be eligible for summer work-study and should check with the Office of Financial Assistance regarding the application process and deadlines for the summer work-study program.

Top

If I have not completed my undergraduate requirements in four years, can I still receive aid to complete my degree?
Students are limited to 8 semesters (fall/spring semesters only) of Clark sponsored need-based financial aid and merit scholarship awards. If your undergraduate degree should take more than 8 semesters for you to complete, you may be eligible for federal aid in the form of student loans beginning the ninth semester. Please contact the office of Financial Assistance regarding this situation for more information and guidance.
 
Does Clark have a payment plan by which I can make monthly installments to pay my bill?
Yes.  The Office of Student Accounts partners with Tuition Management Systems (TMS) to manage the monthly payment plan. An alternative to large payments each semester, this plan allows families to make ten equal payments beginning June 1st. There is no interest charge for this service, only a modest enrollment fee. Enrollment after June 1, requires all retroactive payments are made. There is also a deadline to enroll. You can review this program with Student Accounts at 508-421-3801 or visit the Student Accounts web page for more details.

Top

What if I have never applied for financial aid before?
While students who have never received aid can apply, institutional funds are not reserved for this purpose. Returning students who have not previously applied for aid should plan to receive federal funds only and not Clark funds, unless their family has had a significant change in circumstances such as loss of a job or death in the family of a significant wage earner. Please contact our office to discuss this siuation in greater detail.
 
Special Notes:
Students enrolled in a five year combined bachelors and masters program are limited to four years Clark aid for their undergradute program. Fifth year students, are considered Graduate students, and may apply for Federal Stafford Loans.
Students who are enrolled less than full time are eligible for federal financial aid only.
        Those students with a less intensive academic schedule mandated by the Dean of the College will be reviewed on an
individual  basis for Finanical Aid.
        

Top