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Frederick H. Eppinger, is President and Chief Executive Officer of Allmerica Financial Corporation (NYSE: AFC). He is also a Director of the company. Since joining Allmerica in August, 2003, Mr. Eppinger has focused the energy of the organization on becoming a world class property and casualty insurance company. Before joining Allmerica, Mr. Eppinger was Executive Vice President of property and casualty field and service operations at The Hartford, a leading provider of investment products, personal and commercial insurance, and group and employee benefits. Mr. Eppinger received degrees from the College of the Holy Cross and the Tuck School of Business at Dartmouth College. Allmerica Financial Corporation, a Fortune 500 company, is the holding company for a group of insurance companies headquartered in Worcester, Massachusetts.

Frederick H. Eppinger
Managing Through Change
March 23, 2005
Carlson Hall, Clark University
RT: 86 minutes

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